Terms of Service

1. Agreement to Terms

By accessing and using the Havoinvest AS website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

Havoinvest AS is a Norwegian investment holding company registered in Norway. These Terms are governed by Norwegian law.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site
• Use the Site to transmit any malicious code or harmful content
• Reproduce, duplicate, or copy any content from the Site without permission
• Use automated systems to access the Site without our consent

3. Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to text, graphics, logos, images, and software) are owned by Havoinvest AS and are protected by Norwegian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site without our prior written consent.

4. Investment Disclaimer

• Nothing on this Site should be construed as a recommendation to buy, sell, or hold any investment
• Past performance of investments is not indicative of future results
• All investments involve risk, including the potential loss of principal
• Information about portfolio companies is provided for illustrative purposes only
• We do not guarantee the accuracy, completeness, or timeliness of any information presented

You should consult with qualified financial, legal, and tax advisors before making any investment decisions.

5. No Offer or Solicitation

Nothing on this Site constitutes an offer to sell, or a solicitation of an offer to buy, any securities or investment products. Any such offer or solicitation will be made only by means of formal offering documents and only in jurisdictions where permitted by applicable law.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Havoinvest AS. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HAVOINVEST AS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Site
• Any unauthorized access to or use of our servers
• Any errors or omissions in any content on the Site
• Any investment decisions made based on information on the Site

9. Indemnification

You agree to defend, indemnify, and hold harmless Havoinvest AS and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Site or violation of these Terms.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Norway, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Oslo, Norway.

12. Contact Us

If you have any questions about these Terms, please contact us: